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Tips and news for home buyers and sellers in south florida area.

Top Free Cred Check Websites

Getting ready for a mortgage application?  Knowing your credit score and evaluating your credit report is one of the most important tasks before applying for a Home Loan.

We have assembled a list of most popular Free Credit Check Websites currently available.

 

Annual Credit Report 

If you are looking for a full credit report from all 3 credit bureaus then you should check out Annual Credit Report.
PRO: You get access to the full report from all 3 agencies once a year for FREE. This is the official website directed by the Federal Law to provide them.
CON: Website and reports are not too user-friendly

Credit Karma

This is one of the oldest FREE credit reporting websites and currently allows you to check your credit with two credit bureaus ( Equifax and TransUnion ).
PRO: No credit card payments required, Includes Credit Monitoring, Easy to use, Credit Disputes
CON: You will be presented with related offers and ads but you are not required to take any of them.

Credit Sesame

This service is similar to Credit Karma. It is very user-friendly and it offers weekly credit rating updates.
PRO: No credit card payments required, Includes Credit Monitoring, Easy to use, Identity Theft Insurance
CON: You will be presented with related offers and ads but you are not required to take any of them. Only offers credit reports from Trans Union

Wallet Hub

One of the only websites that offer daily updates on your credit score and reports.
PRO: No credit card payments required, Includes Credit Monitoring, Easy to use, daily reports
CON: You will be presented with related offers and ads but you are not required to take any of them. Only offers credit reports from Trans Union

Looking to buy or sell a house?

Let one of our Realtors help you out with any of your Real Estate needs. We specialize in Palm Beach and Broward counties and have access to full MLS listings and favorable mortgage lenders.

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